Approval process usually takes 3-5 minutes, but may take an hour. Money in Minutes: Ingo Fees are 1% of approved check amount for preprinted payroll & government checks 4% of approved check amount for other check types $5 minimum. Ingo reserves the right to recover losses resulting from illegal or fraudulent use of Ingo Money. Checks are subject to approval for funding in Ingo’s sole discretion dollar limits and other restrictions apply. Use of Ingo Money is subject to the Ingo Money Service Terms and Conditions and Privacy Policy of Ingo and First Century Bank. The Ingo Money service is provided by First Century Bank, N.A. Unapproved checks will not be loaded into your account.
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